{"id":469,"date":"2023-06-26T16:52:18","date_gmt":"2023-06-26T16:52:18","guid":{"rendered":"https:\/\/serdartemiz.com\/?p=469"},"modified":"2023-11-06T01:32:26","modified_gmt":"2023-11-06T01:32:26","slug":"how-to-open-a-bank-account-in-sweden-without-personal-or-coordination-number","status":"publish","type":"post","link":"https:\/\/serdartemiz.com\/?p=469","title":{"rendered":"How to open a bank account in Sweden without personal or coordination number?"},"content":{"rendered":"\n

Bank Officers in Sweden declines students or new arrivals to open bank account but what they are doing is actually against the law and regulations. If you can prove your identity then you are entitled to have a bank account. Please show these references even print them when you visit bank offices:<\/p>\n\n\n\n

This is from Swedish Bankers’ Association where almost all major banks are member and represents 31 banks in Sweden (I listed them below).<\/p>\n\n\n\n

Association also explains that: you have entitlement to a bank account:<\/p>\n\n\n\n

Entitlement to a bank account\u2026<\/strong><\/p>\n\n\n\n

“In principle, the ability to have access to a bank account covered by the State\u2019s deposit guarantee scheme, and to basic payment services, is open to everyone. This applies regardless of your citizenship and whether or not you have a Swedish personal identity number.”<\/p>\n\n\n\n

: https:\/\/www.swedishbankers.se\/en-us\/bank-customers\/becoming-a-bank-customer\/becoming-a-bank-customer\/<\/a><\/p>\n\n\n\n

Italics are done by me: You can also see the fact sheet in 22 languages.<\/p>\n\n\n\n

“<\/p>\n\n\n\n

Identification<\/h3>\n\n\n\n

You must always be able to identify yourself.<\/p>\n\n\n\n

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  1. You can identify yourself with a valid Swedish identification document, such as a passport, a national identity card or a BankID. You can also identify yourself with a Swedish driving licence.

    <\/li>\n\n\n\n
  2. If you do not have Swedish identification documents, you can identify yourself with a valid foreign passport or other photographic identification document that shows your citizenship. <\/em>This must be issued by an authority or some other authorised issuer. Note that the bank may request that you also present other documents.

    <\/li>\n\n\n\n
  3. If you do not have valid identity documents, you must prove who you are and your citizenship by means of other documents from an independent and reliable source.<\/li>\n<\/ol>\n\n\n\n

    “
    <\/p>\n\n\n\n

    This is also from Swedbank website FAQ:<\/p>\n\n\n\n

    How do I become a customer at branch office: https:\/\/www.swedbank.se\/en\/private\/become-a-customer.html<\/a><\/p>\n\n\n\n

    “
    <\/p>\n\n\n\n

    You are welcome to visit any of our branch offices to become a customer. To become a customer, you need to prove your identity.<\/p>\n\n\n\n

    If you have a Swedish social security number, you must identify yourself with a valid Swedish identity document.<\/em><\/p>\n\n\n\n

    If you lack a Swedish social security number, you must identify yourself with a valid foreign national passport in the original showing your citizenship.<\/p>\n\n\n\n

    If you are from Ukraine and covered by the EU Temporary Protection Directive, <\/strong>you need to bring:<\/p>\n\n\n\n